Every adult should make a Will and review it regularly, particularly if their circumstances change, such as they get married, have children or get divorced. (In fact it is important to note that marriage invalidates any Will made before marriage).

The main reason is so that you can decide who should benefit (the beneficiaries) after your death. If you fail to make a will you are said to have died intestate. Under this country’s intestacy rules the people to whom you would like to leave your estate may receive little, or nothing at all, and others may benefit whom you did not wish to do so.

The second reason is to avoid Inheritance Tax. Inheritance Tax may be payable by your estate on assets over £300,000 (as of 6 April 2007).

If you have children then it is possible to appoint guardians who will be responsible for your children’s upbringing if neither parent is alive, and you can appoint someone you trust to look after your assets until the children become old enough to take responsibility for themselves (your trustees).

• Making a Will won’t kill you and we all die sometime.
• If you are old enough to drink and vote then you should be responsible enough to make a Will.
• The actual process of drawing up the Will is really very straightforward these days, particularly with the aid of computers.
• There are three basic alternatives if you decide to go ahead.
• Whilst it is possible to write your own will, we can provide you with the best guidance in completing your will. We can also store your Will for you.